Commercial truck accident
Collisions that involve a commercial truck have the potential to cause serious bodily harm. Commercial trucks are much larger than standard passenger vehicles, and the size and weight of the truck can cause serious property damage and personal injury to those in the car it collides with.
If you have been hurt in an accident involving a commercial truck, contact our attorneys today to discuss getting compensation for your injuries. We have attorneys located in every state that are here to fight for your rights. Commercial vehicle accidents can involve more than one party that you may need to pursue your case against. It is in your favor to contact one of our experienced attorneys for help to make sure you are getting fully compensated for your injuries.
Potential for Two At-Fault Parties
In collisions with commercial vehicles, you may be able to pursue a case against both the driver that hit you, if you can demonstrate negligence on the driver’s behalf and also the company that owns the truck. While individual drivers occasionally do not have high insurance policy coverage and may even have the minimum required in their state, commercial trucking companies typically have higher insurance coverage limits. These companies often have one million dollars or more in available coverage.
Why Do Insurance Policy Limits Matter?
The reason insurance policy limits are so important is that the policy limit is generally the cap that the insurance company on behalf of either the driver or the company has to pay to compensate you or anyone else involved in the collision, such as your passengers. The minimum policy limit you can purchase varies by state. In Illinois, for example, the minimum policy limit is $25,000/$50,000 coverage. This means that the insurance company will pay up to $25,000 in compensation per person and up to $50,000 per accident total. If you required significant medical treatment due to the accident and had over $75,000 in medical bills, you could only recover the $25,000 per person limit in a settlement with the driver’s insurance company. With commercial trucking accidents, the potential for recovery is higher since you may be able to also pursue a claim against the company and therefore, benefit from the company’s high insurance policy limits.
How Much Money is My Case Worth?
This question is impossible to answer without knowing all of the facts of your case and the details of your medical treatment and injuries as a result of the accident. Speaking with one of our attorneys can help you get a better idea of the strength of your case and its potential for compensation. In a settlement, you may be able to recover money for the medical bills you’ve received due to your treatment in connection with the trucking accident. You may also be able to recover money for the time you were off work due to your treatment, and money for the pain and suffering you went through because of the accident. In some cases, you might also be able to win compensation for future medical bills if you can demonstrate the need for ongoing or future treatment